Income + Resource Based Pricing
Download Income + Resource Based Pricing APPLICATION. (IBP)
Families have different income and resources, and so we offer four different payment tiers for all services at Open Circle.
STANDARD PRICING: Not applying for a reduced rate payment tier? You can scroll down to Chart A, below, and view Tier 4 pricing to see our standard fees.
INCOME-BASED RATE REDUCTION: If you are applying, your payment tier will depend on your family’s income and resources (savings, investments, retirement plans and home equity), as well as your specific circumstances. When filling out the application, please include income information for all adults contributing to household living expenses and living in the home. Submit it by email or mail with 4-weeks of paystubs or a copy of last year’s tax return. Detailed instructions can be found in the expandable boxes to the right of this section. Please black out your social security number and address before emailing.
You can also call us to schedule 15 minute phone interview for help completing the application.
Chart A (below) will help you understand the costs for services in each tier. Chart B will help you explore out which tier your family’s income may qualify you for (after a review of income and resources by our team).
Learn more about why we offer Income-and-Resource Based Pricing.
Wondering about Insurance Coverage?
Beginning in December 2022, many Rhode Island Families will be able to access prenatal + postpartum doula care through their insurance policies. You can find out more here.
We do not directly bill insurance for services other than doula support, but are happy to provide you with an itemized invoice that you can submit to your insurance company for possible reimbursement. Some companies will pay for childbirth and/or breastfeeding or parenting classes.
1. Application Process
The process to apply is quite simple.
If you need help, please call and we will be happy to help you over the phone. If you have paystubs or taxes ready, the application usually takes 15 minutes. You may also mail or email your documentation in and we will get back to you within one week with your payment tier.
- For families applying for tiers 1-3: Complete our Reduced Rate Application. We will also ask to see a copy of your last year’s income tax return or 4 consecutive pay stubs (for all people contributing to household costs).
- For tier 4, no documentation is required.
2. Please Read Before Submitting Application
3. Don’t qualify? Look at these creative funding ideas!
CREATIVE SOLUTIONS
For Funding Prenatal and Postpartum Education, Wellness Services and Medical Supports Not Covered by Insurance
1. Baby Shower and Registry Requests
In spite of all the gifts we often receive for a baby shower, babies have very few material needs. More than anything else, they need healthy parents to care for them. Ask your friends to support your healthy transition into parenthood by adding items such as wellness services (acupuncture, massage, chiropractic, physical therapy), doula support, educational classes, home-birth midwifery, healthy postpartum meals, etc. to your registry.
2. Goods to Barter?
Perhaps you, your family or friends produce goods that could be bartered for services.
3. Silent Auctions | Fundraising
Individual or business donations of goods to sell online or at events are often effective fundraisers.
4. Baby Support Dinner Parties
Host (or have a friend host) a small dinner for friends. Invite each friend to bring one service or product to sell. Ask each friend to purchase one service/product, and donate the money “to the health of the new family.”
5. Direct Asks
Ask friends and family directly for donations to support your growing family.
6. Other ideas that have worked for you?
Please email and let us know so we can share with other families!
MEMBERSHIP OPTIONS + Terms of Service
| Service | Tier 1 | Tier 2 | Tier 3 | Tier 4 |
|---|---|---|---|---|
| Educational Classes | ||||
| 7-week Birthing Series | $100 | $150 | $225 | $325 |
| 9-week Birthing Series | $150 | $200 | $300 | $395 |
| 3 hour Childbirth Education Workshop | $25 | $35 | $50 | $75 |
| 2.5hr Private Birth or Parenting Education | n/a | n/a | n/a | $200 |
| Yoga + Fitness Classes | ||||
| Six Week Class Series | $30 | $50 | $95 | $120 |
| Drop-ins | $3 | $8 | $18 | $25 |
| Doula + Parenting Consultations | ||||
| Doula or Parenting Consultation (60-90min) | $35 | $45 | $80 | $100 |
| 5-week Infant Massage Series | $25 | $55 | $100 | $150 |
| Private Infant Massage Class | $20 | $40 | $60 | $100 |
Income Guidelines (Chart B)
(To determine your tier, Open Circle staff will evaluate both income and resources. When applying, include income information and documentation from anyone contributing money to living expenses.)
| Number of Family Members (including baby in womb) | ≤100% FPL (Tier 1) | ≤138% FPL (Tier 2) | ≤200% FPL (Tier 3) | >250% FPL (Tier 4) |
|---|---|---|---|---|
| By Annual Income | ||||
| 1 | $14,580 | $20,120 | $29,160 | |
| 2 | $19,720 | $27,241 | $39,440 | |
| 3 | $24,860 | $34,307 | $49,720 | |
| 4 | $30,000 | $41,400 | $60,000 | |
| 5 | $35,140 | $48,493 | $70,280 | |
| 6 | $40,280 | $55,586 | $80,560 | |
| 7 | $45,420 | $62,680 | $90,840 | |
| 8 | $50,560 | $69,773 | $101,120 | |
| By Monthly Income | ||||
| 1 | $1,215 | $1,677 | $2,430 | |
| 2 | $1,643 | $2,268 | $3,287 | |
| 3 | $2,072 | $2,859 | $4,143 | |
| 4 | $2,500 | $3,450 | $5,000 | |
| 5 | $2,928 | $4,041 | $5,857 | |
| 6 | $3,357 | $4,632 | $6,713 | |
| 7 | $3,785 | $5,223 | $7,570 | |
| 8 | $4,213 | $5,814 | $8,427 | |